Volusia County public records for June 4, 2011

COUNTY JAIL DOCKET (The following people were booked into the Volusia County Branch Jail on felony charges yet to be proven in court.): Betty Ruth Goodwin, 35, Daytona Beach, violation of probation; Kellie Miller, 51, South Daytona, failure to appear (2); Tara Nicole Wright, 28, Daytona Beach, aggravated battery; Tara Plowden, 46, Daytona Beach, aggravated assault; Maureen Gayle Donovan, 42, Ormond Beach, aggravated battery with a deadly weapon; Kaley Ann Sherwood, 20, Orange City, exploiting the elderly; Jarrod Nau, 24, Astor, grand theft; Frederick Carnel Wiggins, 19, DeLand, unarmed burglary of an unoccupied dwelling, trafficking a controlled substance, grand theft; Marquez Anthony Swint, 20, DeLand, unarmed burglary of an occupied dwelling; Kyle M. Flanagan, 23, DeLand, unarmed burglary of an unoccupied dwelling; Logan Brady Pate, 19, Daytona Beach, introduction of contraband into a detention facility; Anthony Victor Neeley, 51, Daytona Beach, battery; Ray Coye Bass, 25, Longwood, violation of community control (2); Christopher John Bareis, 28, Port Orange, violation of probation; Chance L. Lenard, 19, Longwood, violation of probation; Kevin Lakeith Goff, 44, Bushnell, violation of probation (3); Willie Tyrone Norwood, 50, DeLand seek to obtain controlled substance by fraud; Jamie Christopher Real, 19, Orange City, dealing in stolen property; Darious Leon Gardner, 22, DeLand, possession of cocaine; Rafael DeJesus Diaz, 41, Deltona, burglary of an unoccupied dwelling; Adam Frederick Hout, 26, Edgewater, retail theft third conviction (2); Bryant Edward Flanagan, 29, DeLand, grand theft, criminal mischief; Matthew Bryant Caudill, 23, Bristol, Fla., violation of probation; Cedric Lamar Greer, 45, Daytona Beach, robbery with a deadly weapon; Carl Lee Woods, 56, Daytona Beach, grand theft; Issac Miguel Loven, 29, Daytona Beach, violation of probation; Odell Brown, 41, Daytona Beach, violation of probation; Lavawn Emmette Fountain, 19, Daytona Beach, possession of a schedule IV controlled substance; Brian David Frediani, 40, Oak Hill, possession of marijuana; Steven Anthony Almodovar, 50, Daytona Beach, domestic violence, violation of probation; Kurt Eric Helmich, 40, Jacksonville, violation of probation; Richard Jones, 39, Daytona Beach, battery on a law enforcement officer (2); Leo T. Kozloski, 42, Holly Hill, possession of marijuana, possession of hashish; Darryl Lorenzo Smith, 48, Daytona Beach, aggravated battery with a firearm, aggravated assault with a firearm, possession of a firearm by a convicted felon, false imprisonment; Justin J. Russell, 19, Daytona Beach, burglary of a conveyance.

Calculated Risk: Net Branching

Having complained rather bitterly lately about the quality of a lot this stuff that passes for "financial advice columns" recently, I'm happy to have the opportunity to draw your attention to Michelle Singletary's column, " The Color of Money ," in my hometown rag the Washington Post. Singletary's stuff is almost always useful, informed, and no-nonsense in attitude. In a relatively new arrangement, some skirt the law by paying to become part of a "net branch" operation. Net-branching is similar to franchising. It allows individuals to operate their own mortgage loan origination branch using the mortgage-lending or broker license of the branching company. Individuals get assistance in running their businesses and gain access to a network of lenders. . . . The authorities have stepped up their enforcement actions against operations that do business with unlicensed mortgage brokers, loan officers or loan originators. Most recently, 10 states took action against Apex Financial Group, also called Apex Mortgage. Apex was doing business with multiple unlicensed entities, leaving consumers unprotected, the states allege. One person who worked with Apex was Frederick C. Lee Jr., founder of Financial Independence Group and other mortgage companies, whom I wrote about in an earlier column. Former insiders, with knowledge of the inner workings of Lee's multi-state mortgage operation, said he has assembled a network of people who arrange mortgages, sometimes through net-branching, even though the officers are not properly trained or in some cases licensed as required by the states.

Chem abstracts

The Harvard graduates' magazine

Town & country

Congressional edition

Congressional record, proceedings and debates of the ... Congress